Transfer of Wealth helps everyday people and business owners clean up their credit, access capital, and put their money to work for the next generation.
Transfer of Wealth was founded by Nehemiah Boone with one mission: to move our community from just getting by to building real, generational wealth. Too many hardworking people are held back by credit reports full of errors and by banks that say "no" before they ever hear your story.
We fix that from both sides. On the personal side, we challenge the inaccurate, outdated and unverifiable items dragging your credit down across Equifax, Experian and TransUnion. On the business side, we help owners find the funding that fits where they are and where they're going, from credit lines to revenue-based loans.
Every client gets a real plan, real follow-through, and a clear view of their progress. Better credit opens doors. Funding builds businesses. Businesses build families. That's the transfer of wealth.
Start with your credit, your business, or both. Every path begins with a free consultation.
We review your full credit profile and challenge the inaccurate negative items holding your scores back, across all three bureaus.
We help business owners access the capital that fits their revenue, time in business and goals, then build a plan for how it gets used.
A few of the clients we've helped with their credit and business funding.
Shared with each client's permission, with personal information hidden. Individual results vary and are not guaranteed.
Answer a few quick questions and pick a time. We'll talk through where you are and where you want to be.
We review your credit or your business and lay out exactly what we'll do, how long it can take, and what it costs.
We handle the disputes or the funding applications, and you see every update in your client portal.
Yes. The first call is free, with no obligation. We'll look at where you are and tell you honestly whether we can help.
No one can legally guarantee specific credit results. We challenge items that are inaccurate, outdated or unverifiable. Accurate, current information can't be removed. Results depend on your individual reports.
It's different for everyone. Disputes run in monthly rounds, and the bureaus have about 30 days to respond to each one. You can follow every round in your client portal.
There's no upfront fee. You only pay a success fee when you actually get funded. Lender approval, amounts and terms are not guaranteed.
For credit repair: a photo ID, proof of address and your Social Security card, uploaded securely in your client portal. For funding: basic details about your business, revenue and goals.
Pick the path that fits you. Answer a few quick questions, then book a call with me directly.
Tell us about your credit and your goals, then grab a time on the calendar.
Share a few details about your business so we come to the call prepared.